PYPL vs V: which stock is the better buy?
PayPal Holdings, Inc. and Visa Inc., graded by the same fixed-weight model from live fundamentals — composite score, 12-month forecast, valuation, growth and margins, side by side. As of July 6, 2026.
On today’s numbers, PayPal Holdings, Inc. grades higher — 67/100 vs 65/100. Tap either card for the full factor breakdown.
Metric by metric
| Metric | PYPL | V |
|---|---|---|
| TradersQuant Score | 67/100 ✓ | 65/100 |
| Price | $45.47 | $362.13 |
| 12-mo base forecast | $40.43 | $396.98 |
| Implied upside | -11.1% | +9.6% ✓ |
| Bull / bear range | $54.44 / $32.49 | $465.17 / $364.17 |
| P/E | 8.5 ✓ | 31.5 |
| Forward P/E | — | — |
| Revenue growth (YoY) | +4.3% | +11.3% ✓ |
| Gross margin | 46.1% | 81.3% ✓ |
| Market cap | $40.1B | $694.1B |
| Sector | Financial Services | Financial Services |
✓ marks the stronger reading per metric (lower is better for P/E). Figures refresh continuously; research, not financial advice.
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PYPL vs V — FAQ (2026)
Is PYPL or V the better buy right now?
On the live TradersQuant composite score, PayPal Holdings, Inc. (PYPL) currently grades higher at 67/100 versus 65/100 for V. The score weighs valuation, growth, earnings quality, momentum, the macro regime, sentiment and balance-sheet risk — open each stock's page for the full breakdown. Research, not financial advice.
Which has more 12-month upside, PYPL or V?
TradersQuant's 12-month base-case forecast currently implies -11.1% for PYPL and +9.6% for V. Both forecasts are three-scenario models (bull/base/bear) refreshed continuously and graded on our public track record.
How is this PYPL vs V comparison calculated?
Both stocks are scored by the same fixed-weight model — 20% valuation, 20% growth, 15% earnings quality, 15% momentum, 10% macro regime fit, 10% analyst sentiment, 10% balance-sheet risk — from live fundamentals and prices. No hand-picking: the same arithmetic runs on every stock we cover, and our systematic calls are graded in public against the S&P 500.