Terms of Service
Last updated: July 5, 2026
1. Agreement to these Terms
TradersQuant (“TradersQuant”, “we”, “us”, “our”) is a trading name of
Teodor Karagyozov, a sole proprietor operating from Bulgaria. These Terms of Service (“Terms”) are a binding agreement between you and the operator, governing your access to and use of the TradersQuant website, applications, and related services (together, the “Service”). By creating an account, starting a free trial, subscribing, or otherwise accessing or using the Service, you confirm that you have read, understood, and agree to be bound by these Terms and our
Privacy Policy.
If you do not agree, do not use the Service.2. Eligibility and availability
You must be at least 18 years old and have the legal capacity to enter into a contract. By using the Service you represent that you meet these requirements and that you are not barred from using the Service under the laws of your jurisdiction. The Service is intended for personal, non-professional use. We make the Service available in various countries (including in North America, Latin America and Europe), but we make no representation that it is appropriate, lawful, or available in every location; you access it on your own initiative and are responsible for compliance with your local laws.
3. Not financial, investment, legal or tax advice
TradersQuant is a research, analytics and educational tool only. Nothing on the Service constitutes investment, financial, legal, accounting, or tax advice, a research recommendation, an inducement, or an offer or solicitation to buy, sell, or hold any security, derivative, or other financial instrument.
- Scores, rankings, forecasts, options strategies, screeners, “smart-money” and sentiment signals, and AI-generated investment theses are produced by automated models that are probabilistic, may contain errors, and may rely on delayed, incomplete, or inaccurate data.
- We are not a broker-dealer, investment adviser, financial planner, or fiduciary, and no advisory relationship is created by your use of the Service.
- You are solely responsible for your own investment, trading, and financial decisions and for evaluating the merits and risks involved. You should consult a licensed professional before making any decision.
- Trading and investing involve substantial risk of loss, including the loss of your entire investment. Past performance is not indicative of future results.
4. Accounts and security
You may create an account using an email address and password or a supported third-party sign-in (e.g. Google or Microsoft). You agree to provide accurate information, keep it current, and keep your credentials confidential. You are responsible for all activity under your account. Accounts are personal to you and may not be shared, sold, or transferred. Notify us immediately of any unauthorized use. We may suspend or terminate accounts as described in Section 12.
5. Free trial, subscriptions, billing and auto-renewal
Access to the Service requires a paid subscription, which may begin with a free trial. The plan, price, trial length, and billing interval are shown to you at sign-up before you confirm. Please read this section carefully — it explains automatic renewal and how to cancel.
- Free trial. If you start a free trial, you must provide a valid payment method. Unless you cancel before the trial ends, your subscription will automatically convert to a paid subscription and your payment method will be charged the then-current price (e.g. US$19.95/month) at the end of the trial.
- Automatic renewal. Subscriptions are recurring. Your subscription automatically renews at the end of each billing period and your payment method is charged the then-current fee until you cancel. By subscribing, you authorize us and our payment processor to store your payment method and charge it on a recurring basis.
- Cancellation. You may cancel at any time from your profile (Subscription → Cancel) or the billing portal. Cancellation takes effect at the end of the current billing period; you retain access until then. Cancelling stops future charges but does not retroactively refund amounts already paid, except as set out in Section 6 or required by law.
- Price changes. We may change prices and plan features. We will give you at least 30 days’ advance notice, and changes apply to the next billing period. Continuing to use the Service after a change takes effect constitutes acceptance.
- Promotional and “locked” rates. Discounted rates described as “for life” or “locked in” (e.g. referral pricing) mean the rate applies for as long as your subscription remains continuously active — if your subscription is cancelled or lapses, the locked rate is forfeited and re-subscribing is at the then-current price. We further reserve the right to adjust any rate, including locked and promotional rates, in response to inflation, material changes in economic or market conditions, significant expansion of the Service, or increases in our underlying costs — always with at least 30 days’ advance notice, so you can cancel before the new rate applies if you disagree.
- Taxes. Prices are exclusive of taxes unless stated. You are responsible for any applicable taxes, which may be added at checkout.
- Failed payments. If a charge fails, we may retry, suspend or downgrade your access, and you remain responsible for amounts due.
- Referral discounts. Any referral or promotional pricing is subject to the terms presented at the time and may be changed or withdrawn; abuse (e.g. fake or self-referrals) may result in forfeiture of the discount and/or account termination.
6. Payments via Stripe; refunds
Payments are processed by Stripe, our third-party payment processor. By providing a payment method you agree to Stripe’s terms and authorize the charges described above. We do not store full card numbers; card data is handled by Stripe. Charges may appear on your statement under a descriptor such as “TradersQuant”.
We provide a free trial so you can evaluate the Service before any charge. Except where required by applicable law, fees are non-refundable, and there are no refunds or credits for partial periods, downgrades, or unused access. You can cancel at any time to stop future charges (see Section 5). Statutory rights of withdrawal or cancellation that cannot be waived (for example, certain consumer rights in the EU/UK) are not affected by this section.
7. Acceptable use
You agree not to, and not to permit any third party to:
- scrape, crawl, harvest, cache, or systematically extract data from the Service, or use bots or automated means beyond any documented API;
- reverse-engineer, decompile, copy, or create derivative works of the Service or its underlying models, scores, or algorithms;
- resell, redistribute, sublicense, publicly display, or commercially exploit the Service or any data, output, or content obtained from it;
- circumvent, disable, or interfere with paywalls, rate limits, security, or access controls, or share or resell account access;
- upload malware, attempt to gain unauthorized access, or disrupt or overload the Service;
- use the Service unlawfully, to infringe others’ rights, or to provide regulated financial advice to third parties.
8. Intellectual property
The Service, including its software, models, scores, design, text, and trademarks, is owned by TradersQuant or its licensors and is protected by intellectual-property laws. We grant you a limited, personal, non-exclusive, non-transferable, revocable license to use the Service for your own personal use in accordance with these Terms. All rights not expressly granted are reserved. “TradersQuant” and our logos are our trademarks and may not be used without permission.
9. Your content and feedback
You retain ownership of content you create (such as watchlists, portfolios, notes, and community posts). You grant us a worldwide, royalty-free license to host, store, process, and display that content as needed to operate the Service. You are responsible for your content and must have the rights to share it. If you send us feedback, suggestions, or ideas, you grant us a perpetual, irrevocable, royalty-free right to use them without restriction or obligation.
10. Third-party data and services
Market data, prices, filings, news, and similar information are obtained from third-party sources and exchanges and may be delayed, inaccurate, incomplete, or unavailable. We do not guarantee and are not responsible for the accuracy, completeness, or timeliness of any data, and we are not liable for any loss arising from reliance on it. The Service may link to or integrate third-party services, which are governed by their own terms.
11. Disclaimer of warranties
TO THE FULLEST EXTENT PERMITTED BY LAW, THE SERVICE AND ALL DATA AND OUTPUT ARE PROVIDED “AS IS” AND “AS AVAILABLE”, WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY RESULT, SIGNAL, OR FORECAST WILL BE ACCURATE OR PROFITABLE.
12. Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, TRADERSQUANT AND ITS OWNERS, OPERATORS, OFFICERS, EMPLOYEES, AND SUPPLIERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, TRADING OR INVESTMENT LOSSES, LOSS OF DATA, OR LOSS OF GOODWILL, ARISING OUT OF OR RELATING TO THE SERVICE, WHETHER IN CONTRACT, TORT, OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY. OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID US IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) USD $100. Some jurisdictions do not allow certain limitations, so some of the above may not apply to you; nothing in these Terms limits liability that cannot be limited by law.
13. Indemnification
You agree to indemnify, defend, and hold harmless TradersQuant and its owners and operators from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or related to your use of the Service, your content, your violation of these Terms, or your violation of any law or third-party right.
14. Suspension and termination
We may suspend or terminate your access at any time, with or without notice, if we believe you have violated these Terms, to protect the Service or other users, or to comply with law. You may stop using the Service and close your account at any time. Sections that by their nature should survive termination (including Sections 3, 6–13, and 15) will survive.
15. Governing law and dispute resolution
These Terms are governed by the laws of Bulgaria and, where applicable, the European Union, without regard to conflict-of-laws rules. The parties will first attempt to resolve any dispute informally by contacting us. Any dispute not resolved informally will be subject to the jurisdiction of the competent courts of Bulgaria — except that, if you are a consumer, you keep the protection of the mandatory laws of your country of residence and may bring proceedings there where the law allows.
16. Changes to these Terms
We may update these Terms from time to time. If we make material changes, we will take reasonable steps to notify you (for example, by email or in-app notice). Changes take effect when posted (or on the stated effective date), and your continued use of the Service after that constitutes acceptance.
17. Miscellaneous
These Terms and the Privacy Policy are the entire agreement between you and TradersQuant regarding the Service. If any provision is held unenforceable, the remaining provisions remain in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets. We are not liable for delays or failures caused by events beyond our reasonable control.