TradersQuant — Market Intelligence

SOFI vs HOOD: which stock is the better buy?

SoFi Technologies, Inc. and Robinhood Markets, Inc., graded by the same fixed-weight model from live fundamentals — composite score, 12-month forecast, valuation, growth and margins, side by side. As of July 6, 2026.

On today’s numbers, Robinhood Markets, Inc. grades higher — 63/100 vs 61/100. Tap either card for the full factor breakdown.

Metric by metric

MetricSOFIHOOD
TradersQuant Score61/10063/100
Price$18.24$112.73
12-mo base forecast$18.08$123.30
Implied upside-0.9%+9.4%
Bull / bear range$26.40 / $12.49$179.58 / $85.96
P/E38.252.9
Forward P/E
Revenue growth (YoY)+28.8%+51.6%
Gross margin76.0%82.3%
Market cap$23.4B$101.5B
SectorFinancial ServicesFinancial Services

✓ marks the stronger reading per metric (lower is better for P/E). Figures refresh continuously; research, not financial advice.

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SOFI vs HOOD — FAQ (2026)

Is SOFI or HOOD the better buy right now?

On the live TradersQuant composite score, Robinhood Markets, Inc. (HOOD) currently grades higher at 63/100 versus 61/100 for SOFI. The score weighs valuation, growth, earnings quality, momentum, the macro regime, sentiment and balance-sheet risk — open each stock's page for the full breakdown. Research, not financial advice.

Which has more 12-month upside, SOFI or HOOD?

TradersQuant's 12-month base-case forecast currently implies -0.9% for SOFI and +9.4% for HOOD. Both forecasts are three-scenario models (bull/base/bear) refreshed continuously and graded on our public track record.

How is this SOFI vs HOOD comparison calculated?

Both stocks are scored by the same fixed-weight model — 20% valuation, 20% growth, 15% earnings quality, 15% momentum, 10% macro regime fit, 10% analyst sentiment, 10% balance-sheet risk — from live fundamentals and prices. No hand-picking: the same arithmetic runs on every stock we cover, and our systematic calls are graded in public against the S&P 500.