SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitati…
An institutional-grade, numbers-driven thesis on SOFI — generated on demand from live fundamentals, scores and forecast.
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As of July 30, 2026, TradersQuant's model rates SoFi Technologies, Inc. (SOFI) 59/100 with a 12-month base-case forecast of $21.00 — +30.1% versus the current price of $16.15. SoFi Technologies, Inc. trades at $16.15 in the Financial Services sector, with a market capitalisation of $20.71B. The score blends valuation, growth, earnings quality and momentum into a single grade.
The 12-month analyst consensus price target for SOFI is $21.00, implying +30.1% versus the current price. The model's 12-month scenario range runs from $10.28 (bear) to $22.57 (bull), with a base case of $15.27.
On the fundamentals, SoFi Technologies shows a P/E of 31.7, trailing revenue of $4.77B, revenue growth of +28.8% YoY. This page also tracks SOFI's short interest, institutional (smart-money) positioning and the options market — the same cross-signal view institutions watch.
SOFI currently carries a TradersQuant composite score of 59/100, which we read as a neutral-to-watch signal. The Wall-Street analyst consensus is "Hold". Our 12-month price target of $21.00 implies +30.1% from $16.15. This is research, not financial advice — always combine it with your own judgement.
The analyst consensus price target for SOFI is $21.00, about +30.1% versus the latest price of $16.15. Consensus is based on 27 analysts.
TradersQuant's 12-month model forecast for SOFI is a base case of $15.27, ranging from $10.28 (bear) to $22.57 (bull), an expected return of -5.4%. Forecasts are model estimates, not guarantees.
The TradersQuant price prediction for SOFI over the next 12 months is $15.27 in the base case (bear $10.28, bull $22.57), versus today's price of $16.15. Unlike black-box prediction sites, every TradersQuant call is logged at the price and date it was made and graded publicly against the S&P 500.
We deliberately don't publish 2030 price predictions for SOFI — no model can honestly forecast a single stock five-plus years out, and sites that do are guessing. TradersQuant focuses on a rigorous 12-month bull/base/bear range, refreshed continuously and graded on our public track record.
TradersQuant estimates SOFI's fair value at $21.00, implying +30.1% of expected upside versus the current price.
SoFi Technologies does not currently pay a dividend.
Data and model outputs are for research only and are not financial advice. Figures update continuously.
