TLT vs SCHD: which stock is the better buy?
iShares 20+ Year Treasury Bond ETF and Schwab U.S. Dividend Equity ETF, graded by the same fixed-weight model from live fundamentals — composite score, 12-month forecast, valuation, growth and margins, side by side. As of July 6, 2026.
On today’s numbers, Schwab U.S. Dividend Equity ETF grades higher — 53/100 vs 52/100. Tap either card for the full factor breakdown.
Metric by metric
| Metric | TLT | SCHD |
|---|---|---|
| TradersQuant Score | 52/100 | 53/100 ✓ |
| Price | $85.51 | $32.39 |
| 12-mo base forecast | $90.82 | $37.93 |
| Implied upside | +6.2% | +17.1% ✓ |
| Bull / bear range | $131.84 / $60.48 | $41.98 / $35.20 |
| P/E | — | — |
| Forward P/E | — | — |
| Revenue growth (YoY) | — | — |
| Gross margin | — | — |
| Market cap | $41.1B | $94.9B |
| Sector | Financial Services | Financial Services |
✓ marks the stronger reading per metric (lower is better for P/E). Figures refresh continuously; research, not financial advice.
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TLT vs SCHD — FAQ (2026)
Is TLT or SCHD the better buy right now?
On the live TradersQuant composite score, Schwab U.S. Dividend Equity ETF (SCHD) currently grades higher at 53/100 versus 52/100 for TLT. The score weighs valuation, growth, earnings quality, momentum, the macro regime, sentiment and balance-sheet risk — open each stock's page for the full breakdown. Research, not financial advice.
Which has more 12-month upside, TLT or SCHD?
TradersQuant's 12-month base-case forecast currently implies +6.2% for TLT and +17.1% for SCHD. Both forecasts are three-scenario models (bull/base/bear) refreshed continuously and graded on our public track record.
How is this TLT vs SCHD comparison calculated?
Both stocks are scored by the same fixed-weight model — 20% valuation, 20% growth, 15% earnings quality, 15% momentum, 10% macro regime fit, 10% analyst sentiment, 10% balance-sheet risk — from live fundamentals and prices. No hand-picking: the same arithmetic runs on every stock we cover, and our systematic calls are graded in public against the S&P 500.