Bread Financial Holdings, Inc. offers cutting-edge payment and credit solutions to consumers and various industries throughout North America. Their services include comprehensive financing for credit cards and other loans, which involves managing risk, originating accounts, and providing funding for approximately 130 p…
An institutional-grade, numbers-driven thesis on BFH — generated on demand from live fundamentals, scores and forecast.
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As of August 16, 2026, TradersQuant's model rates Bread Financial Holdings, Inc. (BFH) 71/100 with a 12-month base-case forecast of $114.50 — +1.0% versus the current price of $113.40. Bread Financial Holdings, Inc. trades at $113.40 in the Financial Services sector, with a market capitalisation of $4.58B. The score blends valuation, growth, earnings quality and momentum into a single grade.
The 12-month analyst consensus price target for BFH is $114.50, implying +1.0% versus the current price. The model's 12-month scenario range runs from $153.42 (bear) to $201.01 (bull), with a base case of $169.14.
On the fundamentals, Bread Financial Holdings shows a P/E of 8.7, trailing revenue of $4.70B, revenue growth of -2.1% YoY, a dividend yield of 0.79%. This page also tracks BFH's short interest, institutional (smart-money) positioning and the options market — the same cross-signal view institutions watch.
BFH currently carries a TradersQuant composite score of 71/100, which we read as a strong composite signal. The Wall-Street analyst consensus is "Hold". Our 12-month price target of $114.50 implies +1.0% from $113.40. This is research, not financial advice — always combine it with your own judgement.
The analyst consensus price target for BFH is $114.50, about +1.0% versus the latest price of $113.40. Consensus is based on 37 analysts.
TradersQuant's 12-month model forecast for BFH is a base case of $169.14, ranging from $153.42 (bear) to $201.01 (bull), an expected return of +49.1%. Forecasts are model estimates, not guarantees.
The TradersQuant price prediction for BFH over the next 12 months is $169.14 in the base case (bear $153.42, bull $201.01), versus today's price of $113.40. Unlike black-box prediction sites, every TradersQuant call is logged at the price and date it was made and graded publicly against the S&P 500.
We deliberately don't publish 2030 price predictions for BFH — no model can honestly forecast a single stock five-plus years out, and sites that do are guessing. TradersQuant focuses on a rigorous 12-month bull/base/bear range, refreshed continuously and graded on our public track record.
TradersQuant estimates BFH's fair value at $114.50, implying +1.0% of expected upside versus the current price.
Yes — Bread Financial Holdings pays a dividend yielding 0.79% (about $0.90 per share annually).
Data and model outputs are for research only and are not financial advice. Figures update continuously.
