Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement…
An institutional-grade, numbers-driven thesis on FISI — generated on demand from live fundamentals, scores and forecast.
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As of August 16, 2026, TradersQuant's model rates Financial Institutions, Inc. (FISI) 71/100 with a 12-month base-case forecast of $45.00 — +7.8% versus the current price of $41.75. Financial Institutions, Inc. trades at $41.75 in the Financial Services sector, with a market capitalisation of $821.9M. The score blends valuation, growth, earnings quality and momentum into a single grade.
The 12-month analyst consensus price target for FISI is $45.00, implying +7.8% versus the current price. The model's 12-month scenario range runs from $63.39 (bear) to $73.68 (bull), with a base case of $66.10.
On the fundamentals, Financial Institutions shows a P/E of 10.2, trailing revenue of $377.9M, revenue growth of +43.1% YoY, a dividend yield of 3.02%. This page also tracks FISI's short interest, institutional (smart-money) positioning and the options market — the same cross-signal view institutions watch.
FISI currently carries a TradersQuant composite score of 71/100, which we read as a strong composite signal. The Wall-Street analyst consensus is "Hold". Our 12-month price target of $45.00 implies +7.8% from $41.75. This is research, not financial advice — always combine it with your own judgement.
The analyst consensus price target for FISI is $45.00, about +7.8% versus the latest price of $41.75. Consensus is based on 6 analysts.
TradersQuant's 12-month model forecast for FISI is a base case of $66.10, ranging from $63.39 (bear) to $73.68 (bull), an expected return of +58.3%. Forecasts are model estimates, not guarantees.
The TradersQuant price prediction for FISI over the next 12 months is $66.10 in the base case (bear $63.39, bull $73.68), versus today's price of $41.75. Unlike black-box prediction sites, every TradersQuant call is logged at the price and date it was made and graded publicly against the S&P 500.
We deliberately don't publish 2030 price predictions for FISI — no model can honestly forecast a single stock five-plus years out, and sites that do are guessing. TradersQuant focuses on a rigorous 12-month bull/base/bear range, refreshed continuously and graded on our public track record.
TradersQuant estimates FISI's fair value at $45.00, implying +7.8% of expected upside versus the current price.
Yes — Financial Institutions pays a dividend yielding 3.02% (about $1.26 per share annually).
Data and model outputs are for research only and are not financial advice. Figures update continuously.
